Technext· 3h ago· 1 min read
Most conversations about crypto adoption still center on price. Fewer center on plumbing. The settlement layers, stable units of account, and verification systems that determine whether an application built on blockchain rails works better than the centralized version it’s replacing. That infrastructure question is where the more durable progress in the space has been happening.
Why Stablecoins Became the Default Settlement Layer
Volatility was always the practical objection to using crypto for everyday transactions, nobody wants a payment’s value to shift materially between the moment it’s sent and the moment it’s confirmed. Stablecoins solved that specific problem without giving up the underlying settlement advantages of a blockchain: near-instant finality, transparent transaction history, and no dependency on a bank’s operating hours. USDC has become a default choice for platforms…
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