Business Insider· 1h ago· 1 min read
<figure><img src="https://i.insider.com/6a6a090254f987526177afe5?format=jpeg" height="1500" width="2000" alt="Portrait of Luke Helton."><figcaption>Luke Helton said he may have to dig into his retirement savings to afford his higher student-loan payments.<p class="copyright">Jessica Tezak; Alyssa Powell/BI</p></figcaption></figure><p>Luke Helton realized too late that he rushed into law school.</p><p>After taking out $80,000 <a target="" class="" href="https://www.businessinsider.com/student-loan-borrowers-higher-monthly-payments-retirement-jobs-debt-trump-2026-7">in student loans</a> for undergrad at the University of Tennessee, he thought going straight for his J.D. would propel him into a stable career. So he borrowed more to make that happen.</p><p>Personal life challenges derailed his final year, and he failed the bar exam. By the time he realized that law might not have been the…
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